How to apply

Frequently asked questions


If your inquiry is about your rental application or the apartments please Contact NAL Asunnot customer service or your local youth housing association.

How long does it take to get an apartment?

The waiting period depends on the region and the location of the house. The release of apartments depends on people terminating their lease or tenant agreements.

In our tenant selection we take into consideration the applicant’s 1) need for housing and the urgency of the need 2) the period of waiting. Priority is given to homeless applicants, young people in dire need of housing and those who are moving on their own for the first time. You can apply for an NAL apartment if you are 18–29 years old. It is impossible to estimate how long an applicant will have to wait for an apartment. In case you have inquiries regarding your housing application, please contact your nearest local association. However, this will not help you get the apartment more quickly.

How does the application process proceed after I’ve filled in the application?

As the apartments are released, applicants are called for an interview. All tenants are selected only after the selection interview.

What’s the rent?

The rent level varies according to the region and the location of the house, so there’s no common answer to this. The purpose of NAL is to produce affordable housing. Our rents are clearly below free market prices.

Do I need to send attachments along with the application?

Don’t send attachments along with your application. After sending your application, you will get a confirmation message with instructions about the needed attachments and how they must be maintained.

The required attachments are:

  1. Specification of the most recent confirmed certificate of taxation.
  2. Records of income: employment contract, last salary receipt or other proof of regular income.
  3. If the applicant is not a Finnish citizen, you will also need a passport or a residence permit.
  4. All applicant’s credit history is checked. If the applicant has a bad credit history, they are requested to submit a listing of debtors enforced issues given by the execution authority.
What if my situation changes after filling in the application or if I wish to update my application?

After having sent your application, you will get a confirmation message and a personal code, which you will need for updating the application. Your application is valid for 3 months, during which you are not able to send a new application, but if you update your application or send it again, the 3 month period will start over. NAL office cannot make changes in the applications.

How many times can I renew my application?

After having sent your application, you will get a confirmation message and a personal code, which you will need for updating the application. Your application is valid for 3 months, during which you are not able to send a new application, but if you update your application or send it again, the 3 month period will start over. NAL office cannot make changes in the applications.

How do I terminate my lease?

Always terminate the signed lease in writing. The lease termination notice has to include the following: address of the apartment, lease termination date, your contact information, bank account details for deposit refund (in case there is one) and your signature.

If the tenant terminates the lease, the period of notice is one month. The agreement will remain valid until the end of the period of notice and you must pay rent until the end date. The period of notice will begin on the last day of the month in which the written notice of termination was received. For example, if you submit a notice of termination to the landlord on 15 November, the one-month period of notice will begin on the last day of November, so you will have to pay rent for the entire month of December.

I’m 17 years old. Can I apply for a NAL apartment?

Yes you can. Generally we accept only tenants who have turned 18, but we make some exceptions. The lease agreement will be always signed by the young person’s parent or legal caretaker.

Can I apply for an apartment with my friend? If so, do we sign separate lease agreements?

Yes you can! If you are planning to share an apartment with your friend, it is advisable that you know each other well, because we will sign only one lease agreement.

This means that you both are equally responsible for paying the rent. In other words if your friend doesn’t pay their half of the rent, you’ll have to pay it. There are also some risks with this kind of agreement regarding the termination of the lease. If your friend decides to terminate his part of the lease, after the period of notice you will have to pay the entire rent.

Before you move in with your friend, sit down with your future roommate and landlord and discuss these issues. Shared housing is often a nice and affordable form of living, but it’s good to make sure you all understand the legal issues before starting.

I have a non-payment record in my credit information, can I still get an apartment from NAL?

Yes you can! We interview all our tenants before moving in and check their credit information. In case you have a non-payment record, we ask you to inform us why you have it, and usually we start with signing a short lease agreement in the beginning. Thus you have the chance to show us that you are a responsible tenant and pay your rent in time. If so, we’ll continue your lease as an ordinary lease agreement. At most, you can live in a NAL apartment until the end of the month during which you turn 35.

I have a non-payment record (maksuhäiriömerkintä) in my credit information, can I still get an apartment from NAL?

NAL youth apartments are meant for 18‒29-year-olds who are currently working or starting their career paths. If you work, even part time, along with your studies, you are eligible for a NAL apartment.

The period of residence in NAL youth apartments is limited. Can I move away from the apartment before the end of this period?

Yes you can. Often you will be able to live in the apartment until the end of the month during which you turn 35. This binds the landlord but not the tenant. In other words, NAL promises that you can stay in the apartment until your turn 35, if there’s no reason to evict you. However, if the tenant terminates the lease, the period of notice is one month.

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